Factor Report

Data as of market close on 6/22/2026.

Validea's factor report analyzes any stock using the major investing factors, including value, quality, momentum, and low volatility.
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MECHANICS BANCORP (MCHB)

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Latest Close: $14.89 Market Cap ($ mil): $3,297 Sector: Financial Industry: Money Center Banks 52 Week High: $16.03 52 Week Low: $12.13 Relative Strength: 63 Twelve Minus One Return: 13.9% Standard Deviation: 61.0%
PE Ratio: 18.9 Price/Sales: 4.3 Price/Book: 1.2 Price/Cash Flow: 12.9 EV/EBITDA: 7.58 Yield: 4.10% Shareholder Yield: -77.85% F Score: 4 G Score: 4
Return on Equity: 13.7% Return on Assets: 1.5% Return on Tangible Capital: N/A Return on Invested Capital: 0.0% WACC: 8.7% Debt/Equity: 0.05 LT EPS Growth: -14.9% LT Sales Growth: 27.5% Beta: 1.41
Mechanics Bancorp is the financial holding company of Mechanics Bank (the Bank), which operates as a full-service bank. The Bank offers a wide range of products and services in consumer and business banking, commercial lending, cash management services, private banking, and comprehensive wealth management and trust services. Its Personal Banking services include Checking, Savings, and Debit Cards. Its Digital Banking services include Online Banking Plus and Mobile Banking Plus. Its Commercial Lending services include Term Loans & Lines of Credit, Multi-Family Lending, Commercial Real Estate, Owner Occupied Real Estate, Equipment Financing, and Trade Services & Letters of Credit. Its Treasury Management services include Payable Solutions, Receivable Solutions, Fraud Prevention, and Cash Management. Its Business Solutions include Merchant Services, Payroll, Business Credit Cards, Workplace Benefit Plans, and Loan Payoff Demand.

Factor Profile

MCHB's exposure to the major factors (100 is highest).

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